Republicans continue to look for ways to repair or replace the health law. Recently, the focus has been on the suggestion of shrinking the list of essential services that insurers are required to offer. Michelle Andrews comments on the topic in an article published in Kaiser Health News:

“That option came to the forefront last week when Seema Verma, who is slated to run the Centers for Medicare & Medicaid Services in the Trump administration, noted at her confirmation hearing that coverage for maternity services should be optional in those health plans.”

Currently, there are 10 required benefits that are included in the Affordable Care Act. Narrowing those essential health benefits, like maternity services, would not only reduce costs but also increase flexibility. However, limiting services would significantly impact an employer’s health plan, either helping or hurting employee retention.

Employers must begin to anticipate what could be ahead to position their companies in the best way possible. If limiting the essential benefits coverage is the next step, then employers might think that abiding directly with this change will benefit their company by saving money. But it is important to remember that this will not benefit the employees and could hurt your company’s employee recruiting and retention.

With this, managing the medical insurance benefit becomes crucial! It will help to ensure that premiums are sustained and employers can offer great medical insurance benefits to their employees.

Read What’s at Risk in GOP Health Law Overhaul by Michelle Andrews for more information.